Pakistan Stock Exchange & Gold Analysis

Pakistan Stock Market Today KSE-100 Index, Top Stocks & Gold vs Stocks Comparison

Pakistan's equity market, the Pakistan Stock Exchange (PSX) is one of South Asia's oldest and most dynamic. The KSE-100 index has produced remarkable returns during bull cycles and brutal drawdowns during crises. Understanding how the stock market performs relative to gold is essential for any Pakistani investor building a diversified portfolio.

This page delivers live KSE-100 data, key sector movements, top-performing stocks, and a comprehensive head-to-head comparison of stocks versus gold so you can allocate your capital intelligently across both asset classes.

The Pakistan Stock Exchange (PSX) KSE-100 index is Pakistan's primary stock market benchmark, comprising the 100 largest companies by market capitalization. As of May 2026, the KSE-100 trades around 171,115 points. Over 10 years, the KSE-100 has returned approximately 12-15% annually in PKR terms but is subject to high volatility. Gold in the same period returned 8-12% annually with much lower volatility. Financial advisors in Pakistan typically recommend a portfolio split of 60% real assets (property + gold) and 40% equities for moderate-risk investors, adjusting based on individual risk tolerance and market conditions.

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PSX Listed Companies

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Trading Session Notice: Pakistan Stock Exchange (PSX) runs from Monday to Friday (09:00 AM - 03:30 PM PKT). While the session is closed, prices represent the last recorded closing price. Live fluctuations stream continuously during open trading hours.

Pakistan Stock Exchange KSE-100 Live Summary

Overview of PSX indexes, daily volume, 52-week variations, and primary trading indicators.

MetricValueChangeNotes
KSE-100 Index171,115.82-1,778.45 / -1.03%As of last update
KSE-30 Index51,478.54-641.56 / -1.23%Blue-chip 30 stocks
KMI-30 (Islamic)245,731.79-3,035.82 / -1.22%Shariah-compliant index
Market CapitalizationPKR 13.4 TrillionTotal market value
Today's Volume312 million sharesActive trading session
Today's TurnoverPKR 18.2 billionTotal value traded
52-Week High124,890Record high this year
52-Week Low76,450Lowest in past 52 weeks
P/E Ratio (KSE-100)7.8xRelatively undervalued vs peers
Dividend Yield (avg)5.2%Higher than regional avg

PSX trading hours: Monday to Friday, 09:30 AM to 03:30 PM PKT. Pre-market trading: 09:15-09:30 AM. Market data updated throughout trading hours.

Top Performing Sectors Pakistan Stock Exchange

Weightings, year-to-date returns, average dividend outputs, and historical gold correlation ratings for the top 10 market sectors.

SectorWeight in KSE-100YTD ReturnAvg Dividend YieldGold Correlation
Commercial Banks28%+18%6.5%Low (inverse)
Oil & Gas16%+24%8.1%Medium (energy link)
Fertilizer9%+12%7.3%Very Low
Power Generation8%+9%5.8%Very Low
Cement7%+31%3.2%Low
Food & Personal Care6%+14%4.0%Very Low
Textile5%+7%3.5%Very Low
Technology4%+42%1.2%Very Low
Pharma3%+19%2.5%Very Low
Chemical2%+22%4.8%Very Low

Sector returns are year-to-date (January to May 2026). Technology and Cement are the top-performing sectors in 2026, benefiting from infrastructure spending and digital expansion.

Top 15 Stocks by Market Capitalization PSX Today

Review key price levels and daily changes of the 15 largest listed entities inside the Pakistan Stock Exchange.

CompanySymbolSectorPrice (PKR)Day ChangeMarket Cap
Habib Bank LtdHBLBanks295.26-1.09 (-0.37%)PKR 329 bn
OGDCOGDCOil & Gas329.68-4.04 (-1.21%)PKR 303 bn
MCB BankMCBBanks348.10+2.30 (+0.66%)PKR 295 bn
Lucky CementLUCKCement1,140.00-8.50 (-0.74%)PKR 280 bn
United BankUBLBanks312.40+1.20 (+0.39%)PKR 274 bn
Engro HoldingsENGROHConglomerate485.38-2.10 (-0.5%)PKR 261 bn
Mari PetroleumMARIOil & Gas3,150.00+18.50 (+0.59%)PKR 248 bn
PSOPSOOil & Gas185.30+0.90 (+0.49%)PKR 230 bn
Pakistan PetroleumPPLOil & Gas139.20-1.80 (-1.28%)PKR 213 bn
Systems LimitedSYSTechnology153.89-1.52 (-0.98%)PKR 190 bn
Fauji FertilizerFFCFertilizer188.40+3.10 (+1.67%)PKR 178 bn
Lucky Core IndustriesLCIChemical320.00-12.40 (-1.01%)PKR 168 bn
Bank AlfalahBAFLBanks92.60+0.40 (+0.43%)PKR 156 bn
National FoodsNATFFood142.10-0.90 (-0.63%)PKR 145 bn
Millat TractorsMTLAuto2,380.00+12.50 (+0.53%)PKR 132 bn

All prices as of the most recent trading session. Market capitalization figures are approximate and change with price movements throughout the day.

Gold vs Stocks in Pakistan The Definitive Comparison

The most common question Pakistani investors ask is: Should I invest in gold or stocks? The honest answer is both but the allocation depends on your risk tolerance, time horizon, and financial goals. Here is the most comprehensive comparison ever built for this question:

FactorGold InvestmentStock Market (KSE-100)Winner
10-Year Avg Annual Return (PKR)8-12%12-15%Stocks (higher avg return)
Volatility (Risk Level)Low-MediumHighGold (more stable)
LiquidityHigh (hours)Very High (minutes)Stocks (faster)
Minimum Investment~25,000 PKR5,000 PKRStocks (more accessible)
Income GenerationNoneDividends (avg 5.2%)Stocks (pays dividends)
Inflation ProtectionExcellentModerateGold (stronger hedge)
Currency Devaluation HedgeExcellentPartialGold (direct USD link)
Storage/Custody Cost0.1-0.3%/yearNegligibleStocks (cheaper to hold)
Counterfeit / Fraud RiskMediumLow (regulated)Stocks (safer custody)
Regulatory OversightLow (informal)High (SECP, PSX)Stocks (more regulated)
Crisis PerformanceRises sharplyFalls sharplyGold (safe haven)
Passive Income PotentialNoneHigh (dividends)Stocks
Tax on ProfitsApplicableCGT applicableRoughly equal
Islamic Finance ComplianceYes (always)Partial (KMI-30)Gold (universally halal)
Portfolio CorrelationLow (diversifier)ModerateGold (better diversifier)

Historical Performance Comparison KSE-100 vs Gold (PKR)

Annual return percentage comparison from 2015 to 2026 YTD, displaying the performance changes over global financial cycles.

YearKSE-100 Return (PKR)Gold Return (PKR)Better Asset That YearKey Reason
2015+2%+4%GoldStock market stagnation
2016+46%+5%StocksPSX bull run, MSCI upgrade
2017+2%+3%TiedFlat year for both
2018-8%+28%GoldPKR devaluation crash
2019+10%+44%GoldPKR devaluation continues
2020+7%+23%GoldCOVID gold safe haven
2021+20%-22%StocksEconomic recovery, gold corrects
2022-12%+24%GoldPolitical crisis, PKR crash
2023+54%+61%GoldBoth rose sharply, gold edged ahead
2024+85%+12%StocksRecord PSX bull run
2025+38%+33%StocksEquities slightly outperformed
2026 YTD+14%+32%GoldGeopolitical tension, gold surge

Key insight: Neither gold nor stocks consistently outperforms the other every year. A portfolio holding both would have outperformed a pure gold or pure stock portfolio in 9 of the last 12 years. This is the mathematical case for diversification.

Investment Portfolio Strategy Combining Stocks and Gold

Review balanced allocation profiles for different investor archetypes using physical gold and equities combined to maximize compounding.

Low Risk

The Conservative Portfolio

Suitable for: Retirees, near-retirement investors, those with low risk tolerance, sole breadwinners.

Asset ClassAllocationRationale
Physical Gold (24K bars/coins)25%Inflation hedge, crisis protection
Fixed Income (NSS, bonds)40%Capital preservation, predictable income
Blue-chip PSX Stocks20%Dividend income, moderate growth
Cash / Savings15%Liquidity buffer
Balanced Risk

The Moderate Portfolio

Suitable for: Working professionals aged 30-50, investors with a 5-10 year horizon.

Asset ClassAllocationRationale
Physical Gold (22K/24K)15%Hedge, liquidity
PSX Diversified Portfolio35%Growth + dividends
Real Estate / REITs30%Long-term appreciation
Fixed Income15%Stability
Cash5%Opportunities
High Risk

The Aggressive Portfolio

Suitable for: Young investors under 35, high income earners with a long time horizon.

Asset ClassAllocationRationale
PSX Equities (growth stocks)50%Maximum appreciation
Gold10%Crisis hedge only
Real Estate25%Appreciating hard asset
Alternative (startups, PMEX)10%High-risk high-reward
Cash5%Tactical reserve

PSX vs Gold Which to Choose in Different Market Conditions

Review capital allocation parameters based on standard macroeconomic triggers.

Market ConditionRecommended WeightingReason
High inflation (CPI above 10%)Overweight GoldGold outperforms in inflationary environments
PKR devaluation (USD/PKR rising fast)Overweight GoldGold is a direct PKR/USD hedge
Political stability, IMF deal in placeOverweight StocksPSX rallies strongly in stable conditions
Rising interest rates (SBP tightening)Neutral / StocksHigher rates make NSS attractive; gold loses
Geopolitical conflict (regional wars)Overweight GoldSafe haven demand surges
PSX at multi-year lows (PE below 5x)Overweight StocksDeep value opportunity in equities
Post-crisis economic recoveryBalanced (50/50)Both benefit but stocks have more upside
US Federal Reserve cutting ratesOverweight GoldWeak dollar = stronger gold globally

How to Start Investing in PSX Stocks in Pakistan

A simple structured path to establish your trading account and deploy assets in the Pakistani equity market safely.

1

Open a CDC Account

The Central Depository Company of Pakistan (CDC) holds your shares digitally. Required for all stock ownership.

2

Choose a Broker

Select an SBP and PSX-licensed broker. Options include AKD Securities, Topline Securities, JS Global, Foundation Securities, and others.

3

Complete KYC

Submit CNIC, bank account details, and income proof to your broker for regulatory compliance.

4

Fund Your Account

Transfer funds via bank transfer to your brokerage account. Minimum to start varies — some brokers accept as little as 5,000 PKR.

5

Start with Index ETFs

Beginners should consider KSE Meezan Index Fund or similar index products rather than individual stocks. These diversify automatically.

6

Diversify Across Sectors

Do not concentrate in one sector. Spread across banking, oil & gas, cement, and technology at minimum.

7

Reinvest Dividends

PSX stocks pay above-average dividends (5.2% average yield). Reinvesting dividends through DRIP or manually compounds returns significantly.

8

Monitor but Don't Over-trade

Check positions weekly, not hourly. Long-term investors outperform short-term traders in Pakistani equities.

Gold-Linked Stocks on PSX Unique Opportunity

While Pakistan has no dedicated gold mining companies listed on PSX, several sectors have indirect gold correlation worth noting for gold-oriented investors:

Jewelry Retailers

Not publicly listed in Pakistan, but international precedents show jewelry companies rise with gold awareness.

Currency Exchange Companies

Listed forex companies benefit from high volatility in USD/PKR rates, which is the same driver that moves gold prices.

Banks with Gold Schemes

HBL, MCB, and other banks offer gold saving products. Their stock performance partially correlates with gold market activity.

PMEX-linked Instruments

Pakistan Mercantile Exchange offers gold futures — not a stock, but an equity-adjacent way to gain gold exposure.

For pure gold-linked equity exposure, Pakistani investors sometimes purchase shares in international gold ETFs or mining companies through global brokerage platforms (where legally permissible under SBP regulations).

Risks of Stock Market Investing in Pakistan

Deep dive analysis of core risk categories and the ideal mitigation parameters for individual portfolios.

Risk TypeDescriptionHow to Manage
Market RiskKSE-100 can fall 30-50% in crisesDiversify, long time horizon, never invest borrowed money
Political RiskGovernment changes cause massive volatilityMonitor political cycle, hold quality companies
Currency RiskPKR devaluation erodes real returnsHold export-oriented companies, balance with gold
Liquidity RiskSmall-cap stocks hard to sell quicklyStick to KSE-100 companies with high daily volume
Corporate RiskIndividual companies can failDiversify never put more than 5% in one stock
Regulatory RiskSECP rule changes affect valuationsMonitor regulatory environment, choose blue-chips
Inflation RiskHigh inflation erodes fixed-income returnsHold equities and gold as inflation hedges
Leverage RiskMargin trading can wipe accountsAvoid leverage until experienced cash only

Frequently Asked Questions Pakistan Stocks

Is it safe to invest in Pakistan's stock market?

PSX is regulated by the Securities and Exchange Commission of Pakistan (SECP) and is a relatively well-governed market. However, Pakistani stocks carry higher political, currency, and economic risk than developed market equities. For long-term investors (5+ year horizon), the PSX has historically provided strong returns despite volatility. Never invest money you cannot afford to have locked up for several years.

What is the KSE-100 index?

The KSE-100 is Pakistan's flagship stock market index, representing the 100 largest companies listed on the Pakistan Stock Exchange by market capitalization. It covers all major sectors including banking, oil and gas, fertilizer, cement, food, and technology. The KSE-100 is recalibrated twice annually to add or remove companies based on market cap changes. It is the primary benchmark for measuring PSX performance.

Which is better for 2026 gold or stocks in Pakistan?

Year-to-date 2026, gold is outperforming stocks (+32% vs +14% for KSE-100) driven by geopolitical tensions and global gold price records. However, if political stability improves and the IMF program continues, PSX could outperform gold in the second half of 2026. The safest approach is holding both 15-20% gold and 30-40% PSX equities within a diversified portfolio.

Can I buy US stocks from Pakistan?

Yes, through international brokerage platforms that accept Pakistani clients (Stake, eToro, Interactive Brokers, and others). However, SBP restrictions on foreign currency remittances apply. You must comply with SBP's limits on how much you can transfer abroad for investment purposes. Consult a financial advisor for current regulations before opening an international brokerage account.

What dividends do Pakistani stocks pay?

Pakistan's KSE-100 offers one of Asia's higher average dividend yields approximately 5.2% on a portfolio basis. Banking stocks (HBL, MCB, UBL) and oil & gas companies (OGDC, PPL) are the most consistent dividend payers, often yielding 6-8% annually. Cement and technology stocks typically pay lower dividends (1-3%) but offer higher capital appreciation.

How is stock profit taxed in Pakistan?

Capital gains tax (CGT) on PSX stocks is applied based on holding period: gains from securities held for less than 12 months are taxed at higher rates than longer-term holdings. Dividend income is taxed at 15% (withholding tax deducted at source). Exact rates change with each Finance Act, consult a tax advisor for the current year's schedule under Pakistan's Income Tax Ordinance.